Portal de Lorca
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Francisco Jodar was the instigator of this preventive initiative within the municipal commission created for this purpose.
The advice is being channeled through the new office attention to these citizens created by the departments of Housing and Social Services.
The Mayor of Lorca, Francisco Jodar has signed an agreement with the dean of the College of Lawyers of Lorca, Javier Campoy, by which the city of Lorca will pay a service that will provide members of the professional association, at no cost to Lorca who have mortgage payment difficulties in which they advise, accompany and to intermediate with financial institutions in order to avoid situations of evictions.
With the signing of today formalizes the agreement proposed by the mayor and approved unanimously by the City Commission to support victims of evictions families.
Jodar Lorca said that "once again again a pioneer in the implementation of initiatives that, in this case has a preventive character. This is the first agreement of its kind to be signed by a local authority in the region with professional association of lawyers, it provides free legal support from the outset to avoid a situation gets more complicated. To do this, the City will finance this convention with a contribution to the Bar, in exchange for which the lawyers inform families about the possibility of addressing the difficulties of paying the mortgage on their habitual homes, a personalized advise on the specific procedures to be performed before or at the start of the event of default on the mortgage, help you find solutions agreed between the debtor and the bank for situations that have improved outlook or with certain changes in the relationship can get effective solutions that do not result in foreclosure, and even use residential brokerage mechanisms for situations related to potential foreclosures. "
"This service is aimed at families in Lorca who are already immersed in foreclosure proceedings or likely to be affected by residential risk situations that can lead to foreclosure on your property residence," said the first mayor.
So, are considered as potential beneficiaries of this agreement those families who, although they have failed to pay, they need information on the possibilities and consequences of a possible default.
Similarly, those who although they have failed to pay, seek a solution with the lender, since it can not be expected to pay the required fees and brokerage for better conditions to continue paying.
Also included as potential care situations in which it has failed to pay but has not yet filed a complaint in order to seek guidance and mediation with the lender to avoid the filing of the complaint, as well as situations in which has failed to pay, has filed a complaint, and the citizen is in any of the procedural steps, including launching.
The income of people requesting these services income must not exceed 2 times the minimum wage per month in the case of a person; 2.5 the minimum wage in the case of 2-3 members in the same family unit, 3 times the minimum wage if are 4 members, and 5 times the IPREM in the case of five or more members.
The mayor said "we will be next to those who need our help immediately, as we have always done, but above all we will open an avenue with which to help their own families to prevent crisis situations for which no occur. "
Affected service office
In this sense, we must remember that for a little less than a month launched in the House of Sport office these citizens care with attention Monday, Wednesday and Friday from 9 to 14:00, which is granted appointment for legal advice and intermediation and indicate the necessary documentation.
In this way these Lorca already have a point of reference, informing them both that legal remedies available to them as of the homes available for rent and even from where they are derived from the aid that they can offer through social workers.
Also, from the Department of Housing has launched a bag of homes available for rent, which may be adding that citizens want to include at a reasonable price and in habitable condition.
Finally, the mayor said that "the primary goal of this council is to help and assist all families who are suffering the consequences of the economic crisis that we are suffering today. Come first for us people and under that premise we are working. since the Consistory are offering, through this agreement, a useful and convenient for citizens who are against such difficulties in housing, which will also provide the potentially affected will benefit from the new measures put up to date by the Central Government as the moratorium on evictions for families with more difficulty, law protecting families who are struggling to pay a mortgage and housing the social fund, which Lorca was one of the first municipalities to join. "
The Mayor stressed that so far from Social Services has been helping the few citizens who have turned to raising municipal area were having real problems to deal with the payment of your home.
Source: Ayuntamiento de Lorca
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